My younger self (pictured) never had to think about a useful way to spend a bank holiday. Everyday that wasn’t a school day felt like a bank holiday. There was acres of time to stare in the mirror and wonder if the monobrow would ever think out and the frizzy hair would ever calm down. These days, I never seem to have a spare minute, so when a whole spare day comes along, I want to get as much out of it as possible. So, ironically, I’ve spent the morning sorting out my bank accounts.